For applicants · developers, their counsel, their brokers and suretiesWritten to be read by the party it costs money · v0.6.0
Start with what it does not do

DICA will not get you a bond.

It does not underwrite, it does not create capacity, and no surety has ever said yes because of a methodology. Capacity comes off your balance sheet and your indemnity, and it always will. Anyone who tells you otherwise is selling something.

What this page is for: the four things a determination changes that are worth money to you, and the two that will cost you. Both lists are here.

If you are reading this before adoption

You are probably deciding whether to oppose a jurisdiction that is considering this. Read the objections page first — we publish your counsel’s four strongest arguments and our answers, so you can judge whether they hold.

Objections, with answers
What changes for you

Four things, and only one of them is about the size of the number.

You can compute it before you file

The function is published. Run your own project through it and know the requirement in advance, rather than discovering it at the third hearing under political conditions you cannot model.

It is the only mechanism that lowers it

A negotiated figure falls only if the jurisdiction publicly agrees to take less. A determined figure falls when you produce better evidence — automatically, under a formula already in the agreement.

Capital comes back earlier

Release is against stated conditions, not elapsed time. You can model when assurance steps down, and you can accelerate it by satisfying conditions early.

Ambiguity is priced out of the instrument

“Such assurance as the County deems adequate” is the clause your lenders and your surety both hate. A defined, itemised obligation with a stated release trigger is underwritable; an open-ended one is not.

The lever

Prove more, bond less — and know in advance which proof pays.

Most of a first-pass requirement is not exposure. It is uncertainty loading — the premium charged because an input rests on your own attestation rather than on independent work. That premium is refundable, and the determination tells you exactly which document to fix first.

InputDocument to commission Class now → after Requirement removed Indicative cost Return
B6Independent review of the closure estimateE4 → E2− $11.4M$60k – $110k~120×
B3Third-party traffic attribution studyE4 → E2− $6.2M$75k – $140k~55×
B7Executed workforce commitment, not a term sheetE4 → E1− $5.8Mlegal timehigh
B4Peer review of the curtailment analysisE4 → E3− $2.9M$40k – $80k~45×
B2Reviewed water balance — reconciled to the power studyE3 → E2− $1.6M$50k – $90k~22×
Illustrative figures on a demonstration project under demonstration parameters. Not a determination and not a quotation. Run your own numbers in the calculator.

Note what this does to the negotiation. You are no longer arguing that the number is too high; you are producing the document that makes it lower, on terms the jurisdiction agreed to in advance. That is a materially better position than the one you are in today, and it does not require anybody to back down in public.

Release

Assurance that steps down when risk falls, not when the calendar turns.

Typical today

Full amount held to the end

Yr 1
Yr 3
Yr 5
Yr 7
Yr 9

The obligation is discharged at completion or on expiry, whichever the agreement happened to say. Capital is tied up through the period in which your actual risk was falling fastest — and the instrument often expires just as the obligation matures.

Under a DICA release schedule

Steps down against stated conditions

100%
70%
45%
25%
10%

Each step is tied to a condition you control: interconnection energised, closure estimate independently reviewed, recapture period elapsed, restoration accepted. You can model the release curve at financial close and you can pull it forward.

Instruments

The part your broker will care about most.

A determination separates obligations a surety will actually write from obligations it will not, and says so on the face of the requirement rather than leaving it to be discovered at claim time.

ClassNature of the obligationInstruments that satisfy itSurety-eligible
Class APerformance — build it, restore it, close it outClosure-form surety, performance-form surety, trust, LOCYes — this is what surety is for
Class BMonetary — recapture, clawback, indemnity, liquidated sumsTrust, cash, letter of credit, rated guaranteeNo — and a bond will not respond
Why this is in your interest, even though it costs you liquidity. If you are currently carrying a monetary clawback inside a performance bond, you do not have coverage — you have a denial letter with a delay built into it. The surprise arrives at claim time, and the jurisdiction then comes after you directly for the shortfall. Being told which obligations your instrument will actually answer for, before you buy it, is worth more than the flexibility you lose.
Said plainly

What this costs you.

The bill

  • Peer review. Applicant-funded and jurisdiction-directed. It is a real line item, and it is the same line item that returns multiples of itself when it moves an input from E4 to E2.
  • Document discipline. Inputs must cite the document they came from. If your studies contradict each other, that surfaces — which is a cost, and also the point.
  • No calendar expiry. You cannot let the obligation lapse quietly. It is discharged on conditions or not at all.

The part that will annoy you

  • Liquidity. Forcing Class B obligations out of surety and into cash or LOC hits your working capital in a way a vaguer arrangement did not. That is a genuine cost and we are not going to argue it away.
  • Less room. If your position depends on the requirement not being examined closely, this is worse for you, and no framing changes that. We would rather say so here than discover it with you in a hearing room.
The honest summary: DICA does not reduce what you owe. It establishes what you owe, prices the part that is merely unproven, and gives you a defined way to buy that part back. Whether that is a good trade depends on whether your exposure is real or assumed — and if you do not currently know which, that is the finding.
Do not let anyone tell you otherwise

What a determination is not.

Not a bond approval

It is not underwriting, not a pre-qualification, and it carries no weight with a surety credit committee. Your balance sheet does that work.

Not a rating or a seal

There is nothing to display, nothing to put in a prospectus, and no certification that your project is sound.

Not an approval recommendation

It says nothing about whether the project should be permitted. It sizes what should be held if it is.

Run it before you file, not after the third hearing.

A pre-determination uses documents you already have. It tells you the number, ranks the inputs by what verification is worth, and shows you the release curve — before any of it is on the record and before anyone has a position to defend.

Request a pre-determination Or run the calculator yourself first
Indicative costs and requirement reductions on this page are illustrative and computed under a demonstration parameter set. They are not a quotation, not a determination, and not a representation about any particular project. See the limitations register.
DICA Standard, Part A — version 0.6.0·Patent pending·Version history·Limitations register·Contact